Question 1

What is the Pradhan Mantri Suraksha Bima Yojana (PMSBY)?

Accepted Answer

The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an insurance scheme that provides accidental death and disability cover to its subscribers.

Question 2

How much is the premium for PMSBY?

Accepted Answer

The premium for the PMSBY is ₹20 per year, which is deducted from the subscriber's bank account.

Question 3

How can I download my PMSBY certificate?

Accepted Answer

You can download your PMSBY certificate through the official website or app where you enrolled for the scheme.

Question 4

Do I need to renew the PMSBY every year?

Accepted Answer

Yes, the PMSBY needs to be renewed annually, and the premium will be auto-debited from your bank account.

Question 5

In which situations does PMSBY provide coverage?

Accepted Answer

PMSBY provides coverage in cases of accidental death and total or partial disability due to an accident.

Question 6

What documents are required to apply for PMSBY?

Accepted Answer

To apply for PMSBY, you typically need to provide your identity proof, bank account details, and consent for auto-debit.

Question 7

Where can I find more information about PMSBY?

Accepted Answer

You can find more information about the PMSBY on the official government's website or by contacting your bank.

Question 8

Can I apply for PMSBY online?

Accepted Answer

Yes, you can apply for PMSBY online through the official website or through your bank's internet banking portal.

Question 9

What is the age limit to enroll in PMSBY?

Accepted Answer

Individuals aged between 18 and 70 years can enroll in the PMSBY.

Question 10

Is PMSBY available for all citizens?

Accepted Answer

Yes, PMSBY is available for all Indian citizens who meet the eligibility criteria.

PMSBY Certificate Download - Frequently Asked Questions

What is the Pradhan Mantri Suraksha Bima Yojana (PMSBY)?